Berlin-based FinTech Credibur has secured €1.85 million in pre-Seed funding to emerge from stealth and launch its credit score infrastructure platform that automate debt amenities between non-bank lenders and institutional capital suppliers.
The spherical is led by European FinTech VC Redstone, adopted by Silicon Valley’s MS&AD Ventures and Canadian VC Inovia. The spherical additionally contains a number of enterprise angels from the FinTech scene, together with Malte Rau, Founding father of Pliant, Topi Co-Founders Estelle Merle and Charlotte Pallua, together with tremendous angel Bjarke Klinge Staun.
“Debt facility administration is the underestimated Achilles’ heel in non-bank lending – operationally advanced and technologically uncared for. With Credibur, we’re digitalising this closing frontier within the worth chain and effectively connecting institutional capital with new credit score fashions,” mentioned Nicolas Kipp, Founder and CEO.
Based in 2024 by Nicolas Kipp, Credibur develops a modular API-and-AI-first infrastructure for automating debt amenities between non-bank lenders and institutional capital suppliers. The SaaS platform orchestrates all the credit score course of between different lenders akin to purchase now, pay later suppliers, factoring and leasing corporations, and institutional traders akin to asset managers, debt funds, and household places of work.
Credibur goals to assist non-bank lenders and their capital suppliers scale with confidence by offering software program and providers for the administration of all the credit score lifecycle.
As Co-Founding father of embedded lending platform Banxware and Chief Threat Officer at Ratepay, Kipp outlines how he witnessed each day how funding and reporting processes can develop into operational bottlenecks that hinder development. With Credibur, Kipp and his 10-person crew are creating infrastructure that appears to unravel a central drawback within the structured credit score portfolio enterprise between non-bank lenders and institutional capital suppliers: it automates advanced, Excel-based workflows and gives all crucial decision-making knowledge in real-time.
